When it comes to working capital and liquidity, we think unlocked, not gridlocked.

We offer flexible secured or unsecured working capital facilities which are tailor-made to fund our clients’ unique requirements and optimise their working capital position by unlocking value in their inventory, debtors and creditors.

Bespoke facilities which are structured to support specific requirements by our clients include:

  • Borrrowing base structures
  • Receivables purchase structures and Invoice Discounting
  • Collateral management structures
  • On- or off-balance sheet financing
  • Agricultural commodities financing through SAFEX
  • Revolving credit facilities

General Banking Facilities

RMB offers General Banking Facilities to meet the daily needs of our clients’ businesses, be it in local or foreign currency, and offer maximum flexibility to the client. These solutions are accessed through our dedicated customer dealing desk or online.

Our GBF solutions include:

  • Overdrafts
  • Money market call and term loans
  • Foreign currency term loans
  • Client foreign currency (CFC) account loans